Development Credit Bank Limited (DCB) is one of the emerging Private Sector Banks in India having access to over 11,000 ATMs and 72 State-of-the-art branches and extension counters spread over nine States and two Union Territories. As of 31 March 2006, DCB.s deposit base was Rs. 3124 crores and the advances were over Rs. 1867 crores. The Bank has recently launched several value added initiatives and intends to be renowned as one of the country.s preferred and Profitable Retail Banks in India, providing a comprehensive suite of Best in class. products for specific market segments in chosen Geographies and has initiated a liability and select asset product led Strategy, through a mix of owned and outsourced products and Multi-Channel capability.